If you’re thinking about putting your boat away for the season, now time to make sure your boat is ready for the winter – and still has the right insurance protection. After all, we here at Express Insurance want to make sure you’re ready for the next boating season!

It’s an exciting time when your child is heading off to college. Whether they’re headed to school in Utah or all the way across the country, there are a ton of things to get done – and a ton of things to pack! But one of the most important things they’ll need at school is something that doesn’t have to be packed at all – the right insurance coverage.

You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Do I really need this? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I figure this out before I left on my trip?”

Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Utah, you may own much more than you realize. Knowing what you own will help you determine whether you have enough coverage to replace your property in the event of a loss.

It’s exciting to receive jewelry from a loved one – or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming home this Valentine’s Day, you should take a few minutes to think about something you probably don’t find exciting or romantic: insurance.

When choosing auto insurance, you want thorough coverage for the best price. There’s a lot to think about when you’re choosing auto insurance. In some states, to license your car you must carry liability coverage for damages incurred by others if you cause an accident, or no-fault coverage to pay for medical and related expenses for you and your passengers caused by injuries from a car accident, regardless of fault; or carry both.

Just because you’re on vacation, it doesn’t mean you can stop thinking about safety. These tips will help you and your family get the most out of your trip – and help you get back to Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City safe and sound.

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26-foot cruiser, knowing that you’re covered by the right insurance should give you the peace of mind to relax and enjoy every minute on places like Utah Lake, Deer Creek Resevoir, Yuma Lake, Great Salt Lake, Bear Lake, Starwberry Resevoir, Sevier Lake, Starvation Resevoir and Lake Powell.

Buying, selling or insuring a boat in Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber or Park City? First you’ll need to know how much your boat and/or motor is worth. Here are a few popular pricing guides as references.

Insuring a condominium in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable insurance agent like Express Insurance.

Your home may be worth as much or more than your retirement account. As a result, it makes sense to track your home insurance as carefully as you do your 401k.

The secret to selecting the right amount of insurance coverage? Simple – the more information you provide, the more easily Express Insurance can create a homeowner’s policy that’s right for you.

It’s not too early to start getting your boat trailer in tip-top shape. To help make sure you can haul your boat to its destination and into the water smoothly, check out this basic trailering checklist.

If you’re thinking that this is the year you’re going to buy your very own bike, let us at Express Insurance help you determine if a motorcycle is right for you.

Should you live somewhere in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming where snow storms could hit and cover your driveway and walkways with the cold white stuff, you’ll need to first dig out the snow shovel – or make sure it’s handy before the snow flies!

A house left empty can be an opportunity for burglars, so before you pack your bags, prepare to protect the stuff that’s staying at home in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming.

Since carbon monoxide cannot be detected without a carbon monoxide detection device, it is essential to install and maintain one or more detectors in your home. At Express Insurance, we want you and your family to stay protected, so check out the following tips.

It’s a night full of treats for both kids and adults in Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City. But a number of factors – including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door – mean that Halloween in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming can have some tricks up its sleeve.

The end of summer means many things, but most important, it means kids are headed back to school. And that means we all should be extra careful on the roads, in school zones and around buses in Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City. Don’t forget to watch for bikes, too! Here are some tips for both parents and kids to make sure everyone stays safe.

These small, fast and maneuverable watercraft present their own set of safety issues. So if you’re planning to make waves, let us at Express Insurance help you out with some safety tips. We want you to be able to hit the water next summer, too!

The call of the open road is at its strongest during the summer – and so is the call of the convertible. If you’re one of those drivers who has long dreamed of dropping the top and heading across Utah and beyond, we here at Express Insurance have some buying tips for you.

But for some families, the holiday is a nightmare. Homes each year in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming are damaged by wayward fireworks. Thousands of people are injured in accidents.

At Express Insurance, we want your holiday to be happy, but also safe. So here are some tips to help you protect yourself and your property on July 4th.

At Express Insurance, we hope your holiday is happy and safe for you and your pets. So along with our other story about fireworks safety, here are some tips to help you protect your pets on the Fourth in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming, or elsewhere.

At Express Insurance, we want to help make this season one to celebrate for you and your teen. So, with the help of the National Highway Traffic Safety Administration, here are some tips that can keep your teen safe.

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies.

When purchasing a trailer in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft.

You’ll no doubt hear the phrase “Happy Holidays!” about a thousand times over the next month or two. Here at Express Insurance, we’d like to change that a little bit: “Happy – and Safe – Holidays!”

Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S. Consumer Product Safety Commission (CPSC). Don’t let your landscaping efforts land you in the hospital! Follow these handy safety tips.

Whether you live in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming, or elsewhere, hail storms don’t last long, but they pack a real punch. Every year, hail causes nearly $1 billion in damages, mostly to repair roofs and cars. A single series of evening storms in North Texas in May of 2011 caused an estimated $200 million to $300 million in damages, according to one estimate.

To stay safe on Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Express Insurance wants you to be safe out there – so keep these helpful tips in mind when you ride:

Being on the water in your boat can be a real joy on places like Utah Lake, Deer Creek Resevoir, Yuma Lake, Great Salt Lake, Bear Lake, Starwberry Resevoir, Sevier Lake, Starvation Resevoir and Lake Powell, but it pays to know what to do if you’re involved in an accident in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming, or if something happens to your personal watercraft (PWC) when it’s on shore.

At Express Insurance we recognize one of the fastest growing American pastimes is recreational boating. While many boaters cruise in sailboats and powerboats, personal watercraft (PWC) have become a popular way to enjoy the water too. Recreational boaters use them as tenders on larger boats, to water ski, commute and just for spring and summer fun.

In most places in the United States, Sunday, March 13, 2011, is Daylight Saving, when clocks are moved forward one hour. Regardless of whether Daylight Saving Time is recognized where you live, we here at Express Insurance want to suggest it’s still a great time to improve your family’s safety.

Avoid any delays and unexpected problems when you take your recreational vehicle or motorhome out for what should be a relaxing trip from Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber or Park City. Follow some of our suggestions below, and consider investing in some maintenance and safety classes to help ensure happy travels across Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming and beyond.

One smart and effective way to protect yourself against identity theft in places like is to prevent it. If your identity is stolen, you’ll be able to lessen problems by acting quickly, whether you live in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming, or elsewhere.

Believe it or not, every state in the U.S. has some degree of risk from earthquakes, including Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming. If you live in an area susceptible to earthquakes, make sure you speak with Express Insurance in order to determine whether you are covered, or if you should purchase separate earthquake coverage.

If the unthinkable happens, we here at Express Insurance understand that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. The following sites are additional resources to assist with preparing for and recovering from disaster.

Hitting the shops on Black Friday has become a ritual that is as all-American as watching fireworks on the Fourth of July. And why wouldn’t it be, considering what a win-win it is for Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming customers and retailers alike?

Here at Express Insurance, we can’t really help you become a master negotiator when it comes to buying a car. But we can give you some things to consider when you’re looking around the lot – and when you’re trying to answer the age-old question of “new, or used?”

Simple steps can lead to savings in your pocket. Spending less money is much easier than perfecting your tight turns at high speeds on a gravel road. Take a look at some simple ways to lower your motorcycle insurance costs for Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming riders like you.

Insurance might be a necessity, but spending lots of money on it isn’t. We here at Express Insurance know that you’d rather be mapping out your next destination instead of worrying about your bank balance, so read our recommendations below and start saving. If you live in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming, we can help!

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance at Express Insurance in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming.

Who doesn’t want to save money on homeowners insurance? For homeowners and renters in Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City, you have options when it comes to lowering your home insurance costs.

Drivers ask the team at Express Insurance this more than just about anything else – how do you save money on auto insurance policies? There are a number of factors that go into determining the cost of your car insurance premiums, and Express Insurance has some helpful suggestions to help you lower your costs.

Some people attend classic car shows as spectators to check out unique and rare vehicles. Others go to connect with fellow car buffs or to show off their prized possession. And some attend shows to shop or to sell.

Whether you’re planning to shop, sell, show, or just go, here are some tips for making the most of a classic car show.

Marina boat slips vary from one another, but all of them offer many advantages to boaters who spend a lot of time on the water. Here are some of their many benefits.

Boating is not without its share of pre-summer preparation. If you’re not on the ball early, it’s easy to find yourself midway through July still on dry land.

At Express Insurance, we want to ensure you’re first in line at the boat launch at the first sign of the season change, so here are a few tips for being ahead of the game.

We at Express Insurance want to help make your RV trips not only easier but also better, whether you’re headed to a far-flung national park or just a local campground in Utah. So we’ve found some handy items to help do just that.

With the days getting longer and the weather getting warmer, we here at Express Insurance are starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we’ve got you covered with tips to get you ready for the season.

At Express Insurance, we know how precious the gift of time can mean to someone in Provo during the holidays. Here are a few ways you and your family can share the spirit of the holidays with others.

If you are gearing up to travel and have pets at home, you’re probably considering their holiday options, perhaps a dog sitter, cat spa or kennel. If you just can’t bear leaving your furry friends behind, you’re in luck! With the following tips, you and your cuddly companions can be on your way – be it via car, plane or train – in safety and comfort.

With a little know-how, along with a promise to give to the Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming environment just as you do to your loved ones over the holidays, you can be just as “green” as you are the rest of the year, if not even greener.

No matter how many inherent seasonal risk factors you face, there are ways to prepare for and get through the season virtually unscathed. At Express Insurance, we wish for you a happy and abundantly healthy holiday season, so here are a few tips to help you stay well and enjoy!

At Express Insurance, we want your yard and home to stay great throughout the season. Take a look at the following tips to ensure you keep your trees and shrubs healthy and avoid destruction that can result when the wind blows.

Football season in Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City brings with it a whole host of seasonal activities for football fans, from game-day tailgates and sports bar outings, to friendly bets and bowl parties. At Express Insurance, we want your football season to be both exciting and safe, so as you cheer your team to victory, consider the following tips.

Summer has ended, but there’s no need to fret here in Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City. Express Insurance recommends some maintenance tasks to help ensure your home is ready for fall and winter weather in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming.

There’s nothing quite like taking a road trip in an RV. Whether you’re headed to somewhere nearby in Utah or California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming, or somewhere farther away this summer, we at Express Insurance want you to get the most out of your travels. Check out these travel tips.

With summer drawing near and the weather warming up, Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming neighborhoods come alive with the sights and sounds of the season: Lawnmowers, power tools and backyard barbecues, to name a few.

For many people, those things all bring to mind one specific person: Dad. And since Father’s Day is just around the corner, we at Express Insurance thought we’d give you some gift ideas – and a bit of a history lesson, too!

Whether you’re planning a trip to a local attraction in Utah or California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming this summer, or headed all the way across the country, you want your vacation to be relaxing. It’s a getaway from work, not to mention your day-to-day life. So we’ve got some tips – from packing smart to protecting yourself from pickpockets – to make your trip the best it can be.

Ah, Memorial Day – the long weekend that serves as the unofficial kickoff to summer – is almost here. It’s a time for road trips, barbecues and all kinds of outdoor activities in and around Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming.

Of course, we at Express Insurance want your long weekend to be a safe one, too. So here are some things to keep in mind as you celebrate the holiday.

Spring is a time of new beginnings in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming – and now is a great time to take on some cleaning and organization tasks around your home. If you’re anything like many of us here at Express Insurance, some of these tasks are long overdue!

Here are some tips to get you started – and keep you focused.

At Express Insurance, we thought it would be fun to give you a little of the history behind Mother’s Day, as well as a few ideas to honor the special women in all our lives.

Proper maintenance can extend the life of your boat, reduce the need for costly repairs, and help ensure the safety of your passengers. Wash your boat regularly to prevent the long-term effects of environmental wear and tear. Routine waxing and the use of an anti-fouling paint can also help protect your boat from the elements. Consider using environmentally-safe products whenever possible!

Although they are often skippered by teens and young adults, boats are not toys. Both the craft and its operator must comply with all Federal and state requirements, no matter whether you live in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico or Wyoming or elsewhere.

In most places in the United States, Sunday, March 13, 2011,
is Daylight Saving, when clocks are moved forward one hour. We here at Express Insurance want to remind you it’s also a great time to improve your family’s safety.

Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information.

If you live or vacation where the weather gets cold and the snow starts falling, some people are content to cozy up next to the fire with a good book and concentrate on staying warm.

For others, though, it’s time to get excited – because it’s time to break out the snowmobiles and head to the nearest winter recreation spot. Of course, snowmobiling presents some dangers as well. And here at Express Insurance, we want you to make it home safely to Provo, Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City after your day in the snow.

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in Provo or headed to Salt Lake City, Orem, Pleasant Grove, Spanish Fork, West Jordan, Lindon, Ogden, Springville, Lehi, Nephi, Saint George, Heber and Park City. At Express Insurance, we’d like to help you enjoy your holiday season, so please take these winter-travel safety tips to heart.

For those RV owners who aren’t able to escape the winter weather in Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming, or who are simply storing their RV for an extended period, it’s important to prepare for it. Just as with your home, a little maintenance now will go a long way toward preventing frustration – and expensive repairs – later.

Would you like to save $200 to $400 a year on your energy costs? That’s how much the U.S. Environmental Protection Agency’s Energy Star program estimates that homeowners can save by incorporating technologies to make their homes operate more efficiently.

Whether you’ve got a rowboat or a big cabin cruiser, we here at Express Insurance want to make sure you have the tips you need to keep your boat protected when it’s not in use.

Keep in mind that when you grill, you’re literally playing with fire. Thousands of Utah, California, Nevada, Arizona, Oregon, Washington, Idaho, New Mexico and Wyoming residents each year learn this the hard way, suffering damage to their homes or even serious injuries in grilling accidents.

It’s happened. There’s water everywhere – in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or Snake Rivier, Colorado River, Green River, Bear River, San Juan River, Virgin River or Price River flooding, there are things you can do immediately to salvage belongings and limit damage or loss.

You don’t have to be hit by a tornado to experience damage. Taking a little time to prepare could save you thousands of dollars and hours of clean-up.

With Earth Day fast approaching, we here at Express Insurance thought it would be a good time to talk about preventative measures you can take to avoid harming the environment, in addition to carrying an insurance policy that provides coverage for fuel spills and pollution liability.

While we cannot control environmental conditions that cause slip hazards, we can certainly reduce the likelihood of falls through improved design, lighting and maintenance to increase awareness of and eliminate hazards. Here is some helpful information and additional resources all businesses can use.

Adopting certain management and operating principles can minimize or even eliminate products liability losses. Working these principles into your organization requires a systematic, coordinated loss control plan.

Rain, fog, sleet, snow, ice and wind…bad weather is the enemy of every driver in Utah. Express Insurance wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its components are in good operating condition, bad weather demands that you take a few more precautions before hitting the road.

As cold weather approaches in Utah, it’s vital that you protect your building’s fire suppression system so it not only does its job should there be a fire, but that it doesn’t do more damage by freezing up, bursting, and creating massive water damage.

Autumn in Utah means leaves are dropping and clogging gutters, and old branches and hedges need trimming. Whatever your crew maybe doing, it likely involves using a ladder. They need the right knowledge on how to safely use and work while up on the ladder.

Slips and falls are the second leading causes of loss for business in Utah. And they can be prevented with a few maintenance and cleaning procedures.